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Author Topic: Ambulance cover Aus wide  (Read 9445 times)

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Offline campingaroundoz

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Ambulance cover Aus wide
« on: February 06, 2016, 02:22:56 PM »
Hi, has anyone got any info on Ambulance cover Australia wide. We start our big lap around August and was looking for options. We dont have private health and not that keen on getting it.
Cheers Jayme
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Offline smartyingreen

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Re: Ambulance cover Aus wide
« Reply #1 on: February 06, 2016, 02:26:24 PM »
Here in SA, we accept the cover offered by any of the other states, so basically take out cover in your state and it will have you covered here in SA.  Assume it is the same in each state but not 100%.

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Offline campingaroundoz

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Re: Ambulance cover Aus wide
« Reply #2 on: February 06, 2016, 02:45:18 PM »
Yea ok I'm in SA and didnt realise that we covered other states. Will have to look into if it works for other states.
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Offline Desert lover

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Re: Ambulance cover Aus wide
« Reply #3 on: February 06, 2016, 04:03:19 PM »
We have ambulance cover in Victoria and are covered Australia wide when we travel. 
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Offline muzza01

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Re: Ambulance cover Aus wide
« Reply #4 on: February 06, 2016, 07:40:36 PM »
We pay a small fee in our Electricity bill to make ambulance cover free in QLD.mnot really sure how that works when traveling interstate or how that works for outer state visitors requiring the ambulance in QLD.
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Offline plusnq

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Re: Ambulance cover Aus wide
« Reply #5 on: February 06, 2016, 09:29:26 PM »
Quote from: muzza01 on February 06, 2016, 07:40:36 PM
We pay a small fee in our Electricity bill to make ambulance cover free in QLD.mnot really sure how that works when traveling interstate or how that works for outer state visitors requiring the ambulance in QLD.

https://www.qld.gov.au/emergency/emergencies-services/interstate-ambulance-treatment.html
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jeffr

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Re: Ambulance cover Aus wide
« Reply #6 on: February 06, 2016, 09:39:16 PM »
I have Victorian Ambulance cover. I got taken away in an Ambulance from Brisbane Airport to The Prince Charles(?) Hospital, about 18 months ago.

QLD Ambulance still sent me the bill ($2,600), with instructions to forward it onto Victorian Ambulance for payment. Its one of those weird "like agency pays money to other like agencies", kinda thing...

I could have also used my Private Health insurance instead, although Ambulance Victoria was a lot less hassle I suspect.
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Offline Cruiser 105Tvan

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Re: Ambulance cover Aus wide
« Reply #7 on: February 07, 2016, 02:29:33 AM »
http://www.ambulance.vic.gov.au/Membership.html
For conditions and cost.

Private health cover only covers initial transport from incident to Emergency treatment.
If you have to be moved on by Ambulance after the initial trip. Don't expect your health fund to pay.
Because they won't.  Ring them and ask, I know what the answer will be.
Any Hospital transfers or pick up from home to go for treatment are your problem.
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Offline Running A Muck

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Re: Ambulance cover Aus wide
« Reply #8 on: February 07, 2016, 06:30:40 AM »
I have ambulance cover in QLD as part of my rates. But if I didn't I would make sure I had cover before heading off on any big trip. If you are a member of a motoring group (RACQ) or the like they may be able to provide a travel policy.
Just my thoughts...... Steve
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Offline rmb3218

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Re: Ambulance cover Aus wide
« Reply #9 on: February 07, 2016, 06:40:49 AM »
Quote from: Cruiser 105Tvan on February 07, 2016, 02:29:33 AM
http://www.ambulance.vic.gov.au/Membership.html
For conditions and cost.

Private health cover only covers initial transport from incident to Emergency treatment.
If you have to be moved on by Ambulance after the initial trip. Don't expect your health fund to pay.
Because they won't.  Ring them and ask, I know what the answer will be.
Any Hospital transfers or pick up from home to go for treatment are your problem.


Our cover, HCF Hospital only top cover, has cover for non emergency transport of up to $5000. Need to look into whether this is enough.

Kevin
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jeffr

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Re: Ambulance cover Aus wide
« Reply #10 on: February 08, 2016, 05:06:27 PM »
Quote from: Cruiser 105Tvan on February 07, 2016, 02:29:33 AM
http://www.ambulance.vic.gov.au/Membership.html
For conditions and cost.

Private health cover only covers initial transport from incident to Emergency treatment.
If you have to be moved on by Ambulance after the initial trip. Don't expect your health fund to pay.
Because they won't.  Ring them and ask, I know what the answer will be.
Any Hospital transfers or pick up from home to go for treatment are your problem.


My Health Insurer covers all Ambulance trips, just not patient transport.


"100% cover for ambulance services by state-appointed ambulance providers across Australia. This includes emergency services, non-emergency dispatch, mobile intensive care and air and sea ambulance services.
Transport services by Patient Transport vehicles are not ambulance services and are not claimable."
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DaveTrees

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Re: Ambulance cover Aus wide
« Reply #11 on: February 08, 2016, 05:57:19 PM »
Quote from: rmb3218 on February 07, 2016, 06:40:49 AM
Need to look into whether this is enough.

It won't be  .....  a single helicopter ride will blow that VERY quickly !
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Offline Dingo0163

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Re: Ambulance cover Aus wide
« Reply #12 on: February 08, 2016, 06:51:38 PM »
Vic ambulance cover is nation wide. It will also cover you from one hospital to another if the first cannot treat you properly. It will not cover you if you want to be moved to another hospital closer to home. It also covers air ambulance.
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Offline weeds

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Ambulance cover Aus wide
« Reply #13 on: February 08, 2016, 07:03:53 PM »
Never gave it a second thought....figured we live in the lucky country........and would be looked after.

I have private health but have never read what I'm covered for.

I live in Queensland and looks like we have some cover. https://www.qld.gov.au/emergency/emergencies-services/interstate-ambulance-treatment.html
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jeffr

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Re: Ambulance cover Aus wide
« Reply #14 on: February 08, 2016, 07:43:15 PM »
Quote from: campingaroundoz on February 06, 2016, 02:22:56 PM
Hi, has anyone got any info on Ambulance cover Australia wide. We start our big lap around August and was looking for options. We dont have private health and not that keen on getting it.
Cheers Jayme

Back to the original question.

Joining your states ambulance service as a member will pay for emergency transport by ambulance to the nearest hospital able to treat your condition, no matter where your "incident" occurs within Australia. Its unlikely that it will also pay to fly you to hospital closer to your home.

My Victorian Ambulance cover for my wife and I costs $87 per annum. Chances are most state and territory ambulance member fees will be about the same.
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Offline pauljygrant

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Re: Ambulance cover Aus wide
« Reply #15 on: February 08, 2016, 08:28:14 PM »
Slightly off topic, but if you need emergency transport from work ( illness, not a work related accident) including whilst travelling to or from work, then if you are a member of a union, they might also cover you.
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Offline Bookleaf

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Re: Ambulance cover Aus wide
« Reply #16 on: February 08, 2016, 09:46:18 PM »
From the SA Ambulance web site.

Many health funds only cover emergency transport (and only in your home state).  Some provide no cover at all.
The implication is that no private health insurer covers non-emergency ambulance use.

Joining the SA Ambulance service ($155/A - Family) provides emergency cover anywhere in Australia by a kindred ambulance service (air - only if road not available)
Transport is covered to the nearest treatment facility as determined at the time.

Non-emergency cover is available via the "extras package" ($41/A)
and provides non-emergency transport between medical facilities as needed and authorised/directed by a medical professional (ie not covered if requested by you or a relative etc.)

Upon joining, emergency cover begins the next calendar day.
Non-emergency cover has a 2 month waiting period!!

Fees are:-

Emergency call out                   $918
Non-Emergency call out            $205
Treat no Transport (flat rate)   $200
Plus Kilometer charges             $5.30

So - A bit of a shock really.  Looks like I will be taking out direct cover next time we travel (well, 2 months before actually) and not blissful think we are covered by our health insurance (HCF).
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Offline smartyingreen

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Re: Ambulance cover Aus wide
« Reply #17 on: February 08, 2016, 10:10:32 PM »
Quote from: pauljygrant on February 08, 2016, 08:28:14 PM
Slightly off topic, but if you need emergency transport from work ( illness, not a work related accident) including whilst travelling to or from work, then if you are a member of a union, they might also cover you.

Not sure what union you may be involved with but certainly wouldn't recommend this as 'the norm', in 15 years as am ambo have never had anyone suggest this as a payment option. It is simply a user pay service, easiest way to know you are covered is to take out full ambulance subscription in your state.

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Offline Rocky and Bullwinkle

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Re: Ambulance cover Aus wide
« Reply #18 on: February 09, 2016, 12:27:54 AM »
Buy an ambulance subscription cheap insurance, a helicopter flight from Mt Buller to Melbourne approx. $15,000 to $20,000. But if its a road accident all covered by TAC in Victoria.
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Offline Cruiser 105Tvan

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Re: Ambulance cover Aus wide
« Reply #19 on: February 09, 2016, 12:32:12 AM »
"Not sure what union you may be involved with but certainly wouldn't recommend this as 'the norm', in 15 years as am ambo have never had anyone suggest this as a payment option. It is simply a user pay service, easiest way to know you are covered is to take out full ambulance subscription in your state." By smartyingreen.

Well said, agree totally.
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Offline smartyingreen

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Re: Ambulance cover Aus wide
« Reply #20 on: May 01, 2016, 10:57:05 PM »
Well we have a change here in SA. From the 30th May 2016 if you renew or take out a subscription with SA Ambulance your cover will cover you for nowhere but SA.
It is now recommended that you take out private health insurance or travel insurance if travelling interstate.
I'm glad i have private health but as i live only 24kms from the border life without it would become very expensive for our off the cuff drive interstate for the day taking out travel insurance for it.
Not Happy Jan!

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« Last Edit: May 01, 2016, 11:27:54 PM by smartyingreen »
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Offline Cruiser 105Tvan

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Re: Ambulance cover Aus wide
« Reply #21 on: May 01, 2016, 11:52:19 PM »
Get in the ear of your local member.
They may as well close the Amb. Subs. Sch. if they're going to do that.
It won't be worth having.
How much is an RFDS flight?
How long have you been paying into this scheme and how often have you used it?
It's a hedge or insurance policy against disaster, and they're burning the hedge.
Health Insurance doesn't cover inter Hospital transfer here in Vic. Possibly the same in SA.
So that's why I joined the Vic. Scheme back in 1970.
I've ridden in an Ambulance 3 times.  Only one of those I was driving (perc of the job I had in a country town :police: )
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Offline Skinnee

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Re: Ambulance cover Aus wide
« Reply #22 on: May 02, 2016, 06:20:25 AM »
Quote from: smartyingreen on May 01, 2016, 10:57:05 PM
Well we have a change here in SA. From the 30th May 2016 if you renew or take out a subscription with SA Ambulance your cover will cover you for nowhere but SA.
It is now recommended that you take out private health insurance or travel insurance if travelling interstate.
I'm glad i have private health but as i live only 24kms from the border life without it would become very expensive for our off the cuff drive interstate for the day taking out travel insurance for it.
Not Happy Jan!

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That's ordinary - think I will be taking out ambulance cover elsewhere

https://www.bupa.com.au/health-insurance/cover/ambulance?meag=omd_search&s_cid=10001s004&gclid=CN3Kp5vZucwCFQl8vQod97UKBw&gclsrc=aw.ds
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Offline Cruiser 105Tvan

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Re: Ambulance cover Aus wide
« Reply #23 on: May 02, 2016, 07:05:17 PM »
Skinnee,

I'd be checking the fine print in the entitlements for ambulance use.
Especially patient transport between medical facilities.
Here in Vic. Bupa and other schemes burn you by not covering this.
Also they rely on the Traffic Accident Commission to cover Accident to Hospital.
So if you call for an Ambo as result of non traffic incident it should cover for that first ride to the ER, but trips after that?
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Robert. 
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Offline Skinnee

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Re: Ambulance cover Aus wide
« Reply #24 on: May 02, 2016, 07:21:48 PM »
Quote from: Cruiser 105Tvan on May 02, 2016, 07:05:17 PM
Skinnee,

I'd be checking the fine print in the entitlements for ambulance use.
Especially patient transport between medical facilities.
Here in Vic. Bupa and other schemes burn you by not covering this.
Also they rely on the Traffic Accident Commission to cover Accident to Hospital.
So if you call for an Ambo as result of non traffic incident it should cover for that first ride to the ER, but trips after that?

All good thanks - when we start traveling again I will be reading the fine print. They offer different levels of cover including emergency and non emergency carries within the same level.
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