There is an old aviation adage;
The only time you have too much fuel is when you are on fireI used to ride bikes as well as 4x4 touring. On the bike it was a bit of a pain only having 400km range, this could be boosted to 500+ by strapping on a 5L jerry, over and above that the cargo had to be sacrificed and the bike got really heavy, more so when it fell over. Economy was always pretty hopeless, or maybe that was how I rode it
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With the BT50 I can get a bit over 800km out of a tank. If I don't fill it up then I don't go as far and have to fill it up more often. As this is inconvenient I just fill it up, run it until it needs filling again and repeat.
Does it affect my economy to a great degree? Don't know, probably no worse than my 50kg steel bar and roof racks.
There is certainly a point of diminishing returns where hauling more fuel burns more fuel and doesn't get you any further.
When I go away I carry 3 x 20L drums and fill them as required. I would like a long range tank, but can't really justify it. My jerries have been through 3 vehicles now, so I'm getting my monies worth out of them.
If I need fuel, then I buy fuel. I'm not so tight that I sweat on every cent. I don't get the idea of going away, spending $60 on fuel drums so you can fill them at home and haul them 1/2 way across the country just so you can save paying an extra $0.20L in a remote area.