Wow nice and quick....
I've been on the unlucky side of this twice now.
1st car spent crazy $$$ building a Brock Common-door into a CAMS approved/ engineered/ rego'ed race car (
STILL NOT FOUND
) Insurance company sent an inspector around after 8mnths. I handed her the receipts and asked her if she seriously thinks I had any chance of a profit with the price I had it covered for and offered to return that amount for my car if found in 1 piece. Also gave her a copy of a photo of it at my little brothers formal 2 days prior to it being stolen, paint was 1wk old.
2nd time SWMBO was chokers with a belly full of arms'n'legs (8mths) her car was down the street for sale. A mate rang wanted to buy the car for his daughter. I said SOLD. We were in the middle of renovating so house wasn't best place for SWMBO's comfort but I sealed the floors she was sitting out front talking with her GF. We soon rea;ised we not stay the night so I put the oh so happy SWMBO in my 4wd & off to my parents we went. We returned the next morning to find her car that was under a street light in front of houses had been stollen. Car was found a month later...totalled. Car was insured for half the sale value as I had just built a new motor, new mags with tyres & a few other goodies not on the insurance list.
No I still haven't grown up as I'm still spending $$$ on my cars