Well i'm glad we payed the $170 for premium cover now after transmission problems left us and camper stranded at Wee Jasper camp ground. Called the NRMA and they came out in under 2 hours and towed vehicle 55k to Yass and then returning to collect the Ulti trailer later in the day. After failed attempts to get the vehicle looked at locally they put us up for the night in 2 motel rooms and then towed both 4WD and camper 300km's back to Sydney the following morning with us all on board. Total cost would have been around $1600 but we were covered for up to $3000 under their major breakdown policy. All in all a very positive experience at quite a stressful time and its well worth the $170 a year if you do a lot of travel with a trailer in tow.