I only ever withdraw $200 stating so $2 over $200 never bother me, I also never complained about the fee, user pay as the machine costs money to manufacture, in stall and they have to pay somebody to fill the machine.
When we withdraw cash it normally lay for a long time as we try and use credit card for everything which gets paid of in full every month.
Banks are an essential service there make a good return on there business.....after all they are a business just like any other business, out to make money. Nobody holds a gun to your head making yo use a particular bank
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