For curiosity I had a look at the Rola site for my Prado, the only mention of carrying ability for their product was 25kg for one bar, Prado roof load max for my model is 100Kg so three times 25 equals 75kg assuming each bar can take 25kg, this the same as Rhino state for their product off road.
I would suspect any roof rack fitted to the factory mounting points would be similar, its not that the roof rack can't handle more its the factory mounting points that are the limitation or if riveted to the roof the thickness of the roof skin. Who is going to buy a roof rack that you can't easily fit to the existing factory points or rivet on? Can't see many removing the roof lining to install backing plates etc. I did fit a roof rail system to a KIA at one point, I had to purchase an air rivet gun to pop the rivets they were so bit, I doubt many would be prepared to by a rivet gun for one project.
In the failures shown in the videos the trays didn't break the securing method failed, in the one where the tray slid of the gutters it was attached to I wonder if it was not intentional as the tray was positioned to the very back 4WD.
It really is common sense, if it looks like it is overloaded it no doubt it is, in the case where the roof rack weighs as much as the load carrying capacity then the manufacturer of the roof rack should point that out as they are basically selling you an item that is not fight for purpose. In my case I had an alloy tray which I replaced with a platform. The alloy tray was probably around 4 Kg, the platform is around 33kg that is quite a difference in weight. According to the handbook which states a 100Kg roof load I could put say 96kg on the tray but I wouldn't, it was only light weight alloy and plastic. Factory hand book by the way doesn't specify if the 100Kg is "off road" rating either. Tray was ok for max tracks, and some fire wood I throw up there. Awning and shovel, was attached to aero bars so all up around probably 20 - 30 kg max. I changed it to a Rhino tray backbone system about 12 months ago for a lower profile, weight went up by 33kg so with load around 60kg.
Interestingly the factory rails are only alloy, probably weigh similar to a cross bar, personally I wouldn't trust them for a 100kg. The Rhino system is much more rigid but still only attaches to the roof using the 6 M8 bolts each side from memory, so how much weight can you rely on 12 M8 bolts taking, I read somewhere that one M8 bolt can hold 2120kg, so that's 12x2120=25440kg static load. Obviously the roof isn't going to support that weight, the max roof load will be dependent on what the mounts can support, if your attaching to the existing roof mounts then it doesn't matter what brand of roof rack you buy the mounts will be the weak link.