« previous next »
Pages: [1]   Go Down

Author Topic: INSURANCE  (Read 4161 times)

0 Members and 1 Guest are viewing this topic.

Offline SNAFU

  • Learning the Ropes
  • *
  • Posts: 10
  • Thanked: 3 times
INSURANCE
« on: May 19, 2016, 12:43:55 PM »
No not a sales pitch i'm just looking at insurance for my new camper and was wondering who you all currently use and what you think of them? Are there any front runners or ones to avoid when it comes to camper insurance?
Logged

Online Bird

  • Once Was Lost, now am found
  • Hard Top Camper User
  • ******
  • Posts: I am a geek!!
  • Thanked: 1874 times
  • Gender: Male
  • Life is far too long....
    • My Place.
Re: INSURANCE
« Reply #1 on: May 19, 2016, 12:48:45 PM »
Logged
-
Click to enlarge

Gone to a new home
The following users thanked this post: D4D

Offline JSKM

  • Swag User
  • **
  • Posts: 71
  • Thanked: 4 times
  • Gender: Male
    • BBQ Pit Boys - Cape York Chapter
Re: INSURANCE
« Reply #2 on: May 19, 2016, 02:30:09 PM »
I am with CIL, can't fault them and very helpful.

http://www.cilinsurance.com.au

Whoever you insure with, make sure they cover annex and canvas add on. A few don't cover or you need to pay a further premium.
Logged
Life is good when you are camping with a beer in your hands.
80 Series Landcruiser & FJ Cruiser towing a SUV Camping Trailer

Offline glenm64

  • Hard Top Camper User
  • ******
  • Posts: 1948
  • Thanked: 495 times
  • Gender: Male
Re: INSURANCE
« Reply #3 on: May 19, 2016, 02:42:55 PM »
I was with QBE. Had to make a claim and they were a PITA.
Took over 4 months for them to process the claim and pay up.

Cheers Glen

Logged
There's a big difference between kneeling down
......... and bending over.

Offline HEM19X

  • Hard Top Camper User
  • ******
  • Posts: 3010
  • Thanked: 51 times
  • Gender: Male
  • If I agree with you, then we would both be wrong!
Re: INSURANCE
« Reply #4 on: May 21, 2016, 02:59:43 PM »
Mate, approach your current insurer first... Most companies offer multi policy discounts.
Logged
2019 BT50 with custom canopy and lots of fruit. Towing a 2014 Lotus Freelander [welcome to the dark side]

Offline Anya45

  • Sleeping Bag User
  • *
  • Posts: 40
  • Thanked: 5 times
  • Gender: Female
Re: INSURANCE
« Reply #5 on: May 21, 2016, 03:17:10 PM »
Quote from: JSKM on May 19, 2016, 02:30:09 PM
I am with CIL, can't fault them and very helpful.

http://www.cilinsurance.com.au

Whoever you insure with, make sure they cover annex and canvas add on. A few don't cover or you need to pay a further premium.


x2  ;D
Logged
Some people are like clouds. When they go away, it's a brighter day.

2013 FJ Cruiser
2016 Jayco Swan OB

Offline FJCruzin

  • Swag User
  • **
  • Posts: 71
  • Thanked: 13 times
  • Gender: Male
Re: INSURANCE
« Reply #6 on: May 21, 2016, 03:18:22 PM »
This is our second camper with CIL, have found them excellent to deal with, no complaints at all  8)
Logged
Live for the moment.

Tug: 2012 Range Rover Sport 3.0 TDV6
 CT : 2016 Jayco Swan OB

Offline Traveller

  • Soft Floor Camper User
  • ****
  • Posts: 513
  • Thanked: 35 times
  • Gender: Male
Re: INSURANCE
« Reply #7 on: May 21, 2016, 03:34:04 PM »
We were with CIL, but then when they decided to not cover damage done by falling branches, so we swapped to RACV. When the insurance is due I am thinking of seeing what Club 4X4 offer in relation to RACV. We found TCIS more costly but good coverage.
Logged

Offline vicandug

  • Soft Floor Camper User
  • ****
  • Posts: 548
  • Thanked: 17 times
  • Gender: Female
  • Get ready. Get set.......
Re: INSURANCE
« Reply #8 on: May 21, 2016, 03:44:51 PM »
We are with CIL.  Fortunately we have never had to make a claim so no idea what they are like when you have to

Logged
The dream - to travel like a snail with my home behind me, seeing every inch of Australia.

Life is a gift and too short to waste.

Offline feisty

  • Hard Floor Camper User
  • *****
  • Posts: 1263
  • Thanked: 809 times
  • Gender: Male
Re: INSURANCE
« Reply #9 on: May 23, 2016, 09:24:39 AM »
CIL.
2 claims in 4 years.
First was theft of 2k + worth of gear out of the storage tub.
Second was ripped canvas during a windstorm.
On both occasions I hardly did anything other than put in the claim then arrange repair/ replacement items. Too easy!

Suggest you over insure on the contents though. Luckily I paid for an extra thousand on top of  the included thousand. Surprising how much you have in a camper when you start including solar panels, inverters, chargers, fridges etc.
In my case they even stole the agm battery.

I've never seen the value in going for the cheapest insurance quote. Too many variables in what you get for cheap insurance to be worth it in my opinion. More than happy to pay extra so that a stressful situation doesn't become a more stressful situation and is resolved in a timely and satisfactory manner.
« Last Edit: May 23, 2016, 09:32:15 AM by feisty »
Logged
Feisty
Sahara 100TD & Pioneer Argyle

Offline prodigyrf

  • Hard Top Camper User
  • ******
  • Posts: 3755
  • Thanked: 187 times
  • Gender: Male
Re: INSURANCE
« Reply #10 on: May 23, 2016, 11:36:24 AM »
Quote from: HEM19X on May 21, 2016, 02:59:43 PM
Mate, approach your current insurer first... Most companies offer multi policy discounts.
Checked that out last renewal when it went up but CIL were still cheaper
Logged
There's no Great Evil conspiracy against consumers within engineering, manufacturing and supply. Just the many tradeoffs incurred to satisfy diverse tastes, priorities and wallets. But first comes all the insatiable Gummint eggsperts, nanny-staters and usual suspects.
Pages: [1]   Go Up
« previous next »