Camper insurance - Questions for insurance company

[McGirr]

When we hired our campers we used cil as they were the only  ones that covered hire campers. We sent them to the Cape 10 times a year and had 2 campers written off and they were covered plus gear we had inside up to $1000.

I can only speak about our experience and as they say always read the PDS about any insurance company. They covered what ever the kilometres were to get the campers back as it's $1000 to tow a camper from Coen to Cairns.

I have insured my camper with them due to the great service we received. As I said I am not here pushing their product but just my experience and yes there are a number of good insurance companies just make sure they insure what you want and where you travel.

Mark

[VKPrado]

Well we have just started the process off trying to find someone who will insure a camper trailer. I printed the list of questions out from the first post and thought I was all armed and ready.

Well first call was to AMMI as that is where all our insurances are with but was told "NO we do not do that".

Ok now looking through phone book and web to see what I can find

[Bird]

Well first call was to AMMI as that is where all our insurances are with but was told "NO we do not do that".

dont do which in particular?

[VKPrado]

dont do which in particular?

They do not insure camper trailers 

Just tried Shannons (still under the Suncorp umbrella) and they do not either but have suggested CIL (still under the Suncorp umbrella) so now going to see what they come up with.

Well have to say CIL was very helpful and answered all the questions I put to them.

[VKPrado]

** Make sure your trailer is listed as a Camper Trailer not Box trailer – Some companies make this mistake **



- Are you covered onroad or offroad anywhere in Australia? YES
- Are occasional drivers insured (EG: if I hurt myself, and mate tows it home once in a lifetime) YES
- Are you covered on Islands - EG Fraser Island etc. YES- What is classed as an Isolated Location? (Read this on the Cape thread)
- Are there any Geographical Boundaries at all? NO
- Does the track have to be on a map NO
- Are you covered on Club Properties? YES
- Are you covered at a 4wd Park? YES
- Are you covered on Private Property? YES
- Are you covered if someone else is towing your trailer home due to failure on your tow vehicle. YES
- Are you covered for Water/River Crossings? FORGOT TO ASK
- Are softsided trailers covered? YES
- Are you covered if the trailer is not attached to the car? YES
- Are you covered for basecamping - leave the trailer unattended? NOT CONTENTS
- Are excess different if it needs recovering offroad to onroad? DIDN'T ASK
- Are there limitations to the recovery? DIDN'T ASK
- If there are repairs, is the van then delivered to your home if it is repaired in another state? YES
- Are you covered for inside the tent?
- Are you covered inside the Annexe if it is enclosed?
- Are you covered inside the Annexe if it is not enclosed?
- Is the tent considered part of the annexe (I read this on another forum)? ANNEXE INSURED SEPERATE
- Are you covered for cameras, or electrical goods inside the trailer/annexe? ONLY WHILE THERE
- Is Pay by the month option? If so is it extra? YES AND NO EXTRA
- Is your PDS in Engrish, or English? ENGLISH

The above are the answers that CIL have just given me. Hope this helps someone as the checklist sure helped me.

[Bird]

The above are the answers that CIL have just given me. Hope this helps someone as the checklist sure helped me.

Make sure you now get that in writing

CIL are good, theres dozens of threads on them.

[VKPrado]

The wrtten quote is on its way. Had never heard of CIL till I found it on MySwag so thankyou very much.