Youi, like any insurance company, will be dearer depending on your individual circumstances. I put our van & 200 with them but not our other car. One thing they have is only 1 excess if claiming when towing - most insurers treat an accident whilst towing as 2 separate claims (at least this was the case when I started my current policy - will check at renewal time). They were hilarious when I priced our Mazda 3 - they were $50 dearer for comparable policy but the sales rep on the phone could not understand why I would not want to insure with them, "just to have all insurances with the one company" lol - like that matters! Paid over the net its no issue at all. I asked the rep if he would give me the $50 out of his own pocket, at which point negotiations ceased. Funny that. Had CIL before Youi - cant really comment on any of them as have never had to claim, and I guess that's where the truth comes out. Policy Pprice means precisely zero if claiming is a world of hurt.
