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Author Topic: Looks like I'm going to "Test" out my ct insurance :(  (Read 3627 times)

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Offline jwb

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Looks like I'm going to "Test" out my ct insurance :(
« on: September 24, 2016, 05:54:26 AM »
Apon setting up my camel softfloor yesterday I found all but 2 panels have holes in them from a stowaway vermin.
Little Sh#t.
It must've got access when I last took out the ct about 2 months ago.
And proceeded to chew its way out.
Dammit 😠


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Jwb

Offline HEM19X

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #1 on: September 24, 2016, 05:57:38 AM »
Bugger, hope you are covered

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Offline GeoffA

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #2 on: September 24, 2016, 06:27:10 AM »
Quote from: HEM19X on September 24, 2016, 05:57:38 AM
Bugger, hope you are covered

Agree. Do they? Never thought to check for that.

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Offline jwb

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #3 on: September 24, 2016, 06:59:22 AM »
I'm guessing it's covered under "accidental" damage.
I phoned them yesterday afternoon to start the process
and they took my excess already.
Taking it to a local canvas guy for a quote on Monday after work.
Hopefully it will be a painless event.
I'm going to blank off the hole it used to move from the tub area to the tent area. It's a grab point to lift the hatch in the bed base.
Cheers

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Offline McTavish

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #4 on: September 24, 2016, 07:17:12 AM »
Interesting.  As damage from animals are not usually covered with House & Contents insurance.   


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Offline Rumpig

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #5 on: September 24, 2016, 07:23:09 AM »
Quote from: McTavish on September 24, 2016, 07:17:12 AM
Interesting.  As damage from animals are not usually covered with House & Contents insurance.   


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where's he say H&C insurance I didn't see it mentioned, I read it as he's got his camper trailer insured and he's claiming it through that.
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Offline Bullant4x4

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #6 on: September 24, 2016, 08:04:10 AM »
Club4x4 exclude rats/animals eating anything and not covered.
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Offline loanrangie

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #7 on: September 24, 2016, 11:23:55 AM »
Quote from: Rumpig on September 24, 2016, 07:23:09 AM
where's he say H&C insurance I didn't see it mentioned, I read it as he's got his camper trailer insured and he's claiming it through that.

I believe he was only using H&C insurance as a reference.
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Offline McTavish

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Re: Looks like I'm going to "Test" out my ct insurance :(
« Reply #8 on: September 25, 2016, 01:24:06 PM »
Correct Loanrangie - I'm not suggesting he is claiming on the H&C...   

I have just had some experience with H&C insurance where often it specifically excludes damage from animals (some may say that termites are animals, so you could claim against termite invasion).

 - so it will be interesting to see if the CT insurance is the same.    Should have made myself clearer then...   
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