MySwag.org The Off-road Camper Trailer Forum

General => General Discussion => Topic started by: scruffycol on September 09, 2013, 04:43:57 PM

Title: insurance
Post by: scruffycol on September 09, 2013, 04:43:57 PM
hi about 4 weeks to go for new jayco penguin to turn up any ideas who to insure with
Title: insurance
Post by: markpeh on September 09, 2013, 04:49:53 PM
CIL
Title: insurance
Post by: Swannie on September 09, 2013, 04:51:17 PM
CIL x2


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Title: Re: insurance
Post by: sunshine on September 09, 2013, 04:58:10 PM
no question   CIL

MICK
Title: Re: insurance
Post by: scruffycol on September 09, 2013, 05:01:53 PM
what about tcis
Title: Re: insurance
Post by: Bird on September 09, 2013, 05:07:45 PM
Quote from: scruffycol
what about tcis

Why not sit down and ring them all yourself ??? I think if you search the forum you may get 1-1000 threads on who to insure with.

YMMV
Title: Re: insurance
Post by: scruffycol on September 09, 2013, 05:10:19 PM
got a quote from t.c.i.s $362
                          cil        $500
am i missing something,or cil the best cover
Title: Re: insurance
Post by: Bird on September 09, 2013, 05:25:43 PM
got a quote from t.c.i.s $362
                          cil        $500
am i missing something,or cil the best cover
Read the PDS.. it will all become clear.
Title: Re: insurance
Post by: ozstickman on September 09, 2013, 06:44:32 PM
Racq $125/year full comp on our camper.
Title: Re: insurance
Post by: JCAT on September 09, 2013, 07:42:32 PM
CIL
Title: Re: insurance
Post by: braydle on September 09, 2013, 08:21:50 PM
CIL
Title: Re: insurance
Post by: oldmate on September 09, 2013, 08:48:52 PM
CIL
Title: Re: insurance
Post by: cloakle on September 09, 2013, 08:51:00 PM
cil
Title: Re: insurance
Post by: RedProw on September 09, 2013, 09:14:28 PM
Don't buy on price alone.....make sure you read the PDS so that you know exactly what your are covered for.
Title: Re: insurance
Post by: briann532 on September 09, 2013, 09:29:15 PM
NRMA
Best for us with greater cover for a lot less money.
Title: Re: insurance
Post by: McGirr on September 09, 2013, 09:33:05 PM

CIL, the reason is they will cover the camper on any off road track in Australia. I used to hire campers to Cape York and used CIL. They were brilliant.

Before you choose make sure they will cover you the same as CIL.

Mark
Title: Re: insurance
Post by: KIMBOPRADO on September 09, 2013, 11:10:19 PM
As a new CT owner, I also went with CIL - even spoke with our broker to quote from contacts at work and they recommended them....

Also at the moment you get free travel saver card- discounts on lots of items Australia wide per this link, per this link

http://www.cilinsurance.com.au/cil-travel-saver (http://www.cilinsurance.com.au/cil-travel-saver)

Not much for us WA members - but plenty of east coast discounts I noticed

FYI

Kim
Title: Re: insurance
Post by: time on September 10, 2013, 11:11:04 AM
Do a ring around.  I had used CIL for the KK but they kept upping their premiums, did a ring around and AAMI was considerably cheaper for the same cover I had had.

To me CIL where working like some others do, creep up the premiums each year in the hope you wont notice.

For the past few years I have made it a habit of doing the ring around for all our insurance, most is with AAMI, but a few years ago the Mrs car was changed to Bingle (an AAMI subsidiary, go figure) with a big $ difference, seems she had all of a sudden become a BIG risk to AAMI, even though she had never made a claim :(
Title: Re: insurance
Post by: Cracker74 on September 10, 2013, 09:44:46 PM
NRMA... multi policy discount and no claims...blah blah blah.  It works for us and is well priced.

Good luck.

Cracker74
Title: Re: insurance
Post by: boxxy on September 11, 2013, 12:26:20 PM
Just renewed our insurance, had CIL but Youi has just added camper/caravan insurance to their range and I saved around $240 by switching.
Title: Re: insurance
Post by: D4D on September 24, 2013, 03:01:44 PM
Just signed up with CIL for the new camper.
$16,000 camper with $2,000 camping gear (no theft coverage if taken from the tent but covered if taken from locked trailer.)
$320/yr
Title: Re: insurance
Post by: Bird on September 24, 2013, 03:05:24 PM
Quote from: D4D
no theft coverage if taken from the tent but covered if taken from locked trailer.
that's poo I reckon...
Title: Re: insurance
Post by: neilsk on September 24, 2013, 03:06:57 PM
Im with AAMI, they have the same cover, will cover off road. 500 dollars for contents and 9000 for trailer. costs about 170 a year. they wouldnt change the contents though.
Title: Re: insurance
Post by: D4D on September 24, 2013, 03:08:20 PM
that's poo I reckon...

Why?
Title: Re: insurance
Post by: Bird on September 24, 2013, 03:17:07 PM
Quote from: D4D
Why?
I reckon everything should be covered - maybe not in an open annexe, but if its 4 walls it should be. I thought that's what insurance is for.
 If you are base camping at fraser for example, and some scrote comes in and steals your shiz, it should be covered..
Title: Re: insurance
Post by: D4D on September 24, 2013, 03:20:11 PM
Maybe but being soft walls I can see their point. I purposely didn't get an under mattress hatch so I can lock the important stuff in the camper and it will be secure.